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TRXCK Names Configure as Premier Debt Optimization Partner
Configure has been officially selected as TRXCK's exclusive Debt Optimization partner, bringing specialized MCA debt relief solutions to the trucking industry.
Exclusive Partnership
Configure is now TRXCK's exclusive Debt Optimization partner, providing specialized solutions for the trucking industry.
Official TRXCK Endorsement
As TRXCK's preferred partner, Configure provides exclusive access to industry-specific debt relief solutions for all TRXCK members.
MCA Debt Relief Solutions
Our specialized program helps trucking companies drastically reduce their payments and settle MCA balances for a fraction of what they owe.
Struggling with an MCA Loan? We Can Help
Merchant Cash Advances (MCAs) can become overwhelming, especially with their high-frequency payments and steep costs. Our experienced team specializes in providing relief and practical solutions for business owners facing MCA challenges.

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Initial Relief
We start by reducing your payments by up to 50%, providing immediate cash flow relief and stopping aggressive collections.

2

Legal Protection
Our MCA legal specialists provide complete protection from harassment while reviewing your agreements for compliance issues.

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Expert Negotiation
Our experienced team negotiates with lenders to settle your balances for up to 70% less than what you currently owe.

4

Long-Term Solution
We implement a custom strategy focused on your business goals, ensuring long-term financial stability and peace of mind.
Don't let MCA debt hold your business back. Our proven approach has helped thousands of business owners regain their financial freedom and peace of mind.
Lower Payments & Settle Balances for Less
When high payments threaten your business, you need a strategic partner who delivers tangible financial relief. Our approach combines deep industry expertise with personalized attention to transform your debt challenges.

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Negotiation Expertise
Leveraging years of experience negotiating directly with lenders.

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Proven Strategies
Implementing data-driven approaches to maximize your savings.

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Personalized Solutions
Crafting custom strategies tailored to your unique business needs.
Our negotiation expertise stems from years of successfully working with industry lenders. We understand their processes, anticipate their responses, and have built relationships that help us secure optimal terms for our clients.
Our proven strategies have consistently helped businesses reduce payments by 25-50% and, critically, negotiate significant reductions in total balances owed. By meticulously analyzing your specific situation, we identify opportunities to substantially lower your overall debt, not just your monthly payments.
We recognize that every business has a unique financial fingerprint. That's why we invest time in understanding your specific challenges, cash flow dynamics, and long-term goals. Whether you need immediate payment relief or want to comprehensively settle your balance for less than you currently owe, we'll develop a strategy precisely aligned with your needs.
Contact us today for a free consultation and take the first step toward financial freedom.
Optimize Your Credit for Better Trucking Funding
Configure's Credit Optimization Program specifically helps truckers improve their credit profiles to unlock better financing options. Our specialized program removes unverifiable, outdated, and inaccurate information from your credit report, creating new opportunities for your trucking business.
Credit Report Cleanup
Our experts systematically review and challenge inaccurate items on your credit report, specifically focusing on issues common in the trucking industry. We ensure your credit report accurately reflects your financial responsibility.
Industry-Specific Expertise
We understand the unique credit challenges truckers face, from fuel card payments to equipment financing. Our program is tailored to address these specific issues and improve your creditworthiness in the eyes of transportation lenders.
Better Funding Access
With an optimized credit profile, you'll qualify for better financing options for your trucking business. Our clients typically see improved access to equipment loans, better fuel card terms, and more favorable financing rates.
Configure's Credit Optimization Program has helped lots of truckers transform their credit profiles and secure better financing terms. Let us help you build a stronger financial foundation for your trucking business.
Partnering with TRXCK to Serve the Trucking Industry
As a trusted financial partner in the transportation sector, we've built our reputation on understanding and addressing the specific needs of trucking professionals. Our comprehensive solutions are tailored to help owner-operators and fleet managers navigate their financial challenges while maintaining operational efficiency.
Industry Expertise
We understand the unique challenges faced by truckers, from managing fuel costs to handling equipment financing. Our team has over 15 years of experience working specifically with transportation businesses, giving us deep insights into seasonal cash flow patterns, equipment depreciation, and industry-specific tax considerations.
Dedicated Support
We provide personalized support throughout the process, with a dedicated financial advisor assigned to your account. Our support team is available 24/7, understanding that trucking never stops. We offer flexible scheduling for consultations and can handle paperwork electronically to accommodate your on-the-road lifestyle.
Proven Track Record
We have a long history of helping truckers achieve financial freedom, with over 2,000 success stories nationwide. Our clients report an average of 40% reduction in monthly payments, and 85% of our trucking industry clients successfully complete their financial optimization programs. We've helped owner-operators secure better equipment financing and fleet owners optimize their cash flow management.
How the Debt Optimization Program Works
Our streamlined process helps truckers achieve financial freedom through three strategic steps designed to transform your business finances:

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Improve Cash Flow
We begin by implementing strategies to improve your immediate cash flow situation. Our experts will analyze your current financial structure and develop a plan to optimize your revenue streams, reduce unnecessary expenses, and strengthen your daily operations. This creates a solid foundation for the next steps.

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Secure Better Funding
Once cash flow is stabilized, we'll help you access new, more favorable funding sources. This fresh capital can be used to refinance existing debts and provide essential working capital for your business. We leverage our industry relationships to secure terms that better align with your business needs.

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Strategic Debt Settlement
With improved cash position and better funding in place, we'll negotiate with your existing creditors to settle debts for a fraction of what you owe. Our team handles all creditor communications and negotiations, working to secure settlements that dramatically reduce your overall Debt burden while protecting your business interests.
Throughout the entire process, our dedicated support team remains available to answer your questions and provide guidance, ensuring you're never alone on your journey to financial freedom.
Meet John: From Financial Stress to Success
After 15 years as an owner-operator, John faced crushing MCA debt. Our expert guidance transformed his business - we reduced his payments by 50%, lowered his balances by 65%, and secured new funding to grow his profitable fleet.
John's Initial Challenge
Struggling under a predatory $100,000 MCA loan, John faced an overwhelming $149,000 repayment schedule with $827.78 in daily payments - an impossible burden for a small operator. With his credit score at 580 and fuel cards maxed out, anxiety mounted daily. As the sole provider for his family of four, including two school-age children, John knew he needed a solution fast.
Immediate Relief: Week 1
When John reached out, our team took immediate action. Within 72 hours, we reduced his payments by 50%, giving him crucial breathing room. Our protection team stepped in to shield John from aggressive collectors, while establishing a flexible payment schedule aligned with his revenue patterns - finally allowing him to sleep peacefully again.
90-Day Transformation
Through our strategic credit optimization program, John's credit score increased dramatically from 580 to 710 in just three months - an impressive 130-point improvement. This achievement unlocked access to $140,000 in new commercial funding at 0% interest for 12 months, revolutionizing his business potential.
Today's Success
We successfully reduced John's MCA debt by 65%, bringing it down to only $89,000. With the new funding secured at better terms, he eliminated his MCA debt entirely and gained a surplus of $51,000 in working capital. His monthly payments decreased from $15,600 to just $890 - a life-changing reduction. Today, John manages a profitable two-truck fleet, maintains a healthy six-figure reserve account, and enjoys preferred status with traditional lenders.
What Our Clients Say
Hear directly from truckers who have transformed their financial future with our Debt Optimization program.
★★★★★ Mike Thompson, Owner-Operator
"After 12 years on the road, I was drowning in MCA debt with payments I couldn't manage. TRXCK helped me reduce my monthly payments by 45% and got my credit score up 120 points. Now I'm able to save for my own truck and grow my business. Best decision I ever made for my trucking career."
★★★★★ Sarah Rodriguez, Fleet Owner
"Running a small fleet of 5 trucks, I was stressed about mounting debt from maintenance and fuel costs. Their team understood exactly what I was going through. Within 6 months, they helped me settle $87,000 in debt for just $38,000 and restructured my payments to match my cash flow. Now my business is thriving!"
★★★★★ James Wilson, Independent Driver
"I was skeptical at first, but their team really knows the trucking industry. They helped me consolidate three high-interest loans into one manageable payment and improved my credit score enough to qualify for better insurance rates. I'm saving over $1,200 every month and finally sleeping better at night."
Join all the satisfied truckers who have regained their financial freedom with our specialized Debt Optimization solutions.
Next Steps
Our streamlined process makes it easy to get started on your path to financial freedom. Here's what to expect:
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Client Questionnaire
Complete our short, secure questionnaire that helps us understand your current situation. This comprehensive form covers your business structure, current loans, and financial goals. It takes just 10-15 minutes to complete and provides us the essential information to start helping you.
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Discovery Call
Schedule a complimentary 20-minute consultation with one of our trucking industry debt specialists. During this call, we'll review your situation in detail, discuss your options, and explain how our program can help reduce your payments and settle your balances. You'll get clear answers to all your questions and understand exactly how we can help.
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Engagement
Based on your unique situation and goals, our expert team develops a customized Debt Optimization plan. We'll outline specific strategies for reducing your payments, settling balances, and improving your credit score. You'll receive a detailed proposal showing projected savings and timeline for results.
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Implementation
Once you approve the plan, our experienced negotiators get to work. We'll communicate directly with your lenders to reduce payments and settle balances, often saving 40-60% on total debt. Throughout the process, you'll have a dedicated account manager keeping you updated on progress and ensuring everything stays on track.
Get Started Today
Free Consultation
Get a comprehensive evaluation of your current operations with our experienced consultants who understand the trucking industry. We respond within 2 business hours.
Customized Solutions
Receive tailored solutions specific to your fleet's needs, complete with detailed ROI projections and implementation strategies.
24/7 Expert Support
Access our team of dedicated consultants around the clock. We're here to guide you through every step of optimizing your operations.
Configure
📍 24 Greenway Plaza, Suite 1800L
Houston, TX 77046
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